{"id":686,"date":"2024-11-15T06:00:00","date_gmt":"2024-11-15T06:00:00","guid":{"rendered":"https:\/\/casapraquetequero.com.br\/?p=686"},"modified":"2025-02-18T19:31:46","modified_gmt":"2025-02-18T19:31:46","slug":"savings-accounts-still-worth-it-for-those-starting-to-save","status":"publish","type":"post","link":"https:\/\/casapraquetequero.com.br\/en\/savings-accounts-still-worth-it-for-those-starting-to-save\/","title":{"rendered":"Savings Account - Is It Still Worth It for Those Just Starting to Save?"},"content":{"rendered":"

The savings account <\/strong>is one of the oldest and best-known forms of investment available on the market.<\/p>

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It allows the money invested to earn interest at a specific rate over a certain period, but is it still a good investment?<\/p>\n

A basic understanding of savings accounts<\/h3>\n

It is a type of bank account that generates income over time.<\/p>\n

This account is usually used to save money that won't be needed in the short term, helping with personal finances.<\/p>\n

To understand whether it is still a good investment, you need to analyze various factors, such as the permanence of the money, liquidity and risks.<\/p>\n

What is the current income?<\/h3>\n

Nowadays, in order to understand whether it is still a good investment, we first need to check the yields.<\/h3>\n

At the moment, Brazil is facing a phase of low interest rates. With this reduction in the Selic rate, the return on savings has also fallen.<\/p>\n

As a result, it has become less attractive to those looking for a high financial return.<\/p>\n

Important details<\/h3>\n